1 – TASC survey of 36 companies (2019)

2 – Guardian Workplace Benefits Study – 5th Annual; May 2018

https://www.guardiananytime.com/gafd/wps/portal/fdhome/insights-perspectives/emerging-trends/human-capital-management-technology

3 ,6 – 2018 Society for Human Resource Management Employee Benefits Survey; March 2018

https://www.shrm.org/hr-today/trends-and-forecasting/research-and-surveys/pages/2018-employee-benefits.aspx

4 – http://www.metlife.com/content/dam/metlifecom/us/ebts/pdf/MetLife-Employee-Benefit-Trends-Study-2019.pdf (2019)

5 – Employee Self-Service: A Strategic Approach, Sierra-Cedar,  Jul 15, 2018; https://access.tt/employee-self-service-strategic-approach/

7 – 2017 Financial Mindset Study and the 2018 Hot Topics in Retirement & Financial Wellbeing Reports – Alight Solutions – https://tinyurl.com/alightstudy

8 –  https://www.cnbc.com/2018/05/09/health-savings-accounts-hold-an-appeal-for-younger-workers.html 

9 – Sierra Cedar, 2018 https://tinyurl.com/sierracedar18

10 – Employee Self-Service: A Strategic Approach; Oct. 30, 2020 – https://bit.ly/2GwroVK

11 – TASC and CFOLC survey results based on responses from 93 employers (Aug. 2019)